Debt Counseling Hotline - Debt Settlement Companies

People Share Their Impressions Of Our Debt Settlement Companies

There are so many debt settlement companies out there that it's often hard to make sense of them all. Are they all the same? Are the incentives they throw out there to be believed? How am I supposed to know which debt settlement companies I should pick to help me with my debt? All good questions, people. Well, we hope to shed some light on the only companies we can speak for -- our team of affiliates. You can access their sites through the links on ours, but first, why not learn a little about them. We asked a number of clients to describe their experiences working with the debt settlement companies that the Debt Counseling Hotline partners with.

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"I struggled for four years trying to pay off my credit card bills and these hospital expenses I got screwed over and served with, and barely made a dent. In that whole time I cut the balances down by like 30 percent, tops. When debt settlement companies came on the scene they nixed it all in just 12 months. TWELVE MONTHS! You tell me if that's worth it." -- Omar, 33, Bridgeport, Ct.

"Bar none, the best debt settlement companies in the business. I have worked with about a half dozen (a fact I am not proud of) and can say this for a fact. Do yourself a favor. They're the only one that does the job right." - Seymour, 64, Greeley, Co.

"I was skeptical, to tell you the truth, about all debt settlement companies. I mean, sure I was in the hole $10,000. But what could a company possibly tell me that I don't know? I have to save money and get out of this mess I made. It was obvious. Well, what was a little less clear was how easy debt settlement companies make it. All I had to do was save for one lump-sum payment, for one thing, and they negotiated more than 40 percent off of my late fees and surcharges, making it more manageable. I paid off my debt in less than 16 months, which is probably multiple YEARS quicker than it'd have been on my own." -- Doug, 50, Tamaqua, Pa.

"I gotta tell you, I was not about to hang up when I first dialed 1-800-DEBT-SUX, got bounced around the Hotline and was finally greeted by a debt settlement company representative named Tammy. She sure was personal in her comments to me, I will say that. It was a little disconcerting at first, but then it occurred to me that it was just a reflection on how much Tammy CARED. She busted her [cute] butt for me and her debt settlement companies helped me save thousands. What more can I say." -- Frank, 39, Dallas, Tx.

"This girl Tracy, wow. Not only did she give me helpful money management advice that I will continue to employ as I get older, and put the experience of student loan debt behind me, but she turned some of wildest debt settlement tricks I have ever seen. You really should ask for her if you call the Hotline." -- Dom, 26, Belmar, N.J.